Terms of Use

1. Informational Purpose Only

The content on this website is provided for general educational and informational purposes. It is not individualized investment, tax, accounting, insurance or legal advice and should not be relied upon as a substitute for advice based on your particular circumstances.

2. No Client Relationship

Accessing this website, downloading materials, submitting a contact form or communicating by email does not by itself create an advisory, fiduciary, insurance, professional or client relationship with Jim Sloan & Associates, LLC or Jim Sloan.

Any professional relationship is subject to applicable documentation, disclosures, eligibility requirements and acceptance by the appropriate parties.

3. Investment and Financial Risks

Investing and financial planning involve risk. Past performance does not guarantee future results. No strategy can ensure a profit, eliminate all risk or guarantee that retirement objectives will be achieved.

Product availability, features, guarantees and suitability vary. Insurance product guarantees are generally subject to the claims-paying ability and financial strength of the issuing insurance company.

4. Accuracy and Availability

We seek to provide useful information, but website content may contain errors, become outdated or be unavailable. We do not warrant that the website will always be complete, accurate, current, secure or uninterrupted. Content may be changed or removed without notice.

5. Acceptable Use

You agree not to:

• Use this website for unlawful, fraudulent or harmful purposes.
• Attempt to gain unauthorized access to the website or related systems.
• Introduce malicious code, interfere with operation or bypass security controls.
• Collect website data through unauthorized automated means.
• Misrepresent your identity or submit false or misleading information.
• Copy or exploit website content in violation of intellectual property rights.

6. Intellectual Property

Unless otherwise stated, website text, graphics, branding, logos, design elements, downloads and other original materials are owned by or licensed to Jim Sloan & Associates, LLC and are protected by applicable intellectual property laws.

You may view and print materials for personal, noncommercial use. No broader license is granted without prior written permission.

7. Third-Party Links and Tools

Links to third-party websites and tools are provided for convenience. We do not control or endorse all third-party content and are not responsible for external availability, accuracy, security, products, services or privacy practices. Your use of third-party services is governed by their terms and policies.

8. Electronic Communications

Messages submitted through this website or ordinary email may not be secure. Do not transmit Social Security numbers, passwords, complete account numbers or other highly sensitive information through an unsecured website form or ordinary email.

9. Disclaimer of Warranties

To the fullest extent permitted by law, this website and its content are provided “as is” and “as available,” without warranties of any kind, whether express, implied or statutory.

10. Limitation of Liability

To the fullest extent permitted by law, Jim Sloan & Associates, LLC, Jim Sloan and their respective personnel and service providers will not be liable for indirect, incidental, special, consequential or punitive damages arising from or related to your use of, or inability to use, this website.

Some jurisdictions do not permit certain exclusions or limitations, so portions of this section may not apply to you.

11. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Jim Sloan & Associates, LLC and its personnel from claims, losses or expenses arising from your unlawful use of the website or material violation of these terms.

12. Governing Law

These terms are governed by applicable United States federal law and the laws of the State of Texas, without regard to conflict-of-law principles. Nothing here waives any right or protection that cannot lawfully be waived.

13. Changes to These Terms

We may revise these Terms of Use from time to time. Continued use of the website after updated terms are posted constitutes acceptance of the revised terms to the extent permitted by law.